What Can You Claim?

The ADF Family Health Program will pay an amount towards your treatment of many services to assist you to lessen the out-of-pocket expenses you may experience.

General Practice Service (GP)

As part of the program eligible GP services are unlimited and are in addition to your family’s benefit allocation (i.e. $800 per person) GP services that are eligible are services conducted by your general practitioner within their general practice setting.

To be eligible for claiming, all services must have an allocated Medicare Benefits Schedule item number at the time of payment.

All approved claims for GP services are unlimited and do not affect your family’s benefit allocation.

Specialist Services

Specialist services are provided by Specialists or Consultant physicians within their consulting rooms or a hospital setting. Specialist services must have been allocated a Medicare Benefits Schedule item number at the time of payment.

All approved claims for a Specialist service must be accompanied by a Medicare Statement of Benefits before they are submitted to ADF Family Health for approval and the benefit will be deducted from your families’ allocations of funds i.e. $800 per Dependant.

Diagnostic and Radiology Services

All diagnostic and radiology services, where there is an MBS item number, are eligible. Service can include X-rays, MRI, pathology, and ultrasound.

All approved claims will be deducted from your families’ allocations of funds, i.e. $800 per Dependant.

Allied Services

Allied Health Services provide a broad range of treatments to improve the health and wellbeing of the patients they support. The ADF Family Health Program will pay the gap on the below Allied Health services when they are provided by a certified practitioner.

All approved claims for an allied service will be deducted from your families’ allocations of funds, i.e. $800 per Dependant.

If you have private health insurance, click here to learn how to reduce your out of pocket expenses.

 

Allied Service Description of Services
Ambulance Subscription The cost of the subscription to any state or territory-based ambulance service. Please be aware that ambulance services, trips or call-out fees cannot be claimed. To be eligible, the receipt must show the name of a person listed on the ADF Family Health policy.
Audiology All services conducted by a certified practitioner
Cancer Prevention You may claim reimbursement for the cost of mole mapping, skin cancer clinic appointments and bowel screening kits.

We ask that you submit your claim with an official receipt showing:

  • Service/item you are claiming.
  • Cost of service/item.
  • Date of payment.
  • Provider’s name, address, and ABN number.
  • Customer’s name.
Chiropractic All services conducted by a certified practitioner
Dietician All services conducted by a certified provider
Dental
  • All items that listed by the Australian Dental Association (ADA) (items will be paid in line with ADA and independent reasonability rules)
  • Dental items provided at school
Exercise Physiology All services conducted by a certified practitioner
Healthy Diet Dietician led Program Subscriptions

Please note the program cannot pay towards any books, food, meal replacements,
or additional resources purchased.

We ask that you submit your claim with an official receipt showing:

  • Name of program.
  • Cost of program.
  • Date of payment.
  • Provider’s name, address, and ABN number.
  • Customer’s name.

Please ensure your claim also includes a referral from a GP or Physiotherapist stating the medical condition the program subscription is intended to manage.
Referrals will remain valid for a maximum of one year from the referral date and will need to be renewed for any claims submitted after that 12-month period.

Immunisations You may claim for reimbursement of vaccinations not covered under the National Immunisation Program, or vaccinations by a non-GP provider. Please note that vaccinations reimbursable under the Pharmaceutical Benefit Scheme are not covered under this modality. Your claim must include an official doctor’s or pharmacy receipt showing:

  • Patient name
  • Name and cost of vaccination
  • Date the vaccination was administered
Medically Prescribed Appliances (MPA) Medically Prescribed Appliances (MPA) – claims must be accompanied by a written recommendation/prescription from a certified practitioner.
Occupational Therapy All services conducted by a certified practitioner
Optical All prescriptions lenses, frames when accompanied with prescription lenses, contact lenses and lens coatings on prescription lenses.
Osteopathy All services conducted by a certified practitioner
Pharmacy

You may claim reimbursement for the costs of medications that are above the PBS amount.

As of the 1st January 2024, the PBS amount has been adjusted from $30 to $31.60.

All medications must have been provided on a private script from your doctor, and be submitted with an official pharmacy receipt with the below information included:

  • Name and cost of medication
  • Date of supply
  • Strength
  • Quantity
  • Confirmation that the medication was not subsidised by the Australian Government
    (PBS)
  • Pharmacist’s name, address, and prescription number
  • Customer’s name and address
Physical Activity You may claim the cost of gym memberships or fitness classes where they form
part of a program designed to improve a specific diagnosed health or medical
condition. Fitness classes must be facilitated by a provider with a registered ABN,
including:

  • Personal Training sessions
  • Yoga classes
  • Zumba classes
  • Pilates classes

We ask that you submit your claim with an official receipt showing:

  • Service you are claiming.
  • Cost of service.
  • Date of payment.
  • Provider’s name, address, and ABN number.
  • Customer’s name.

Your claim needs to be accompanied a referral from a General Practitioner, Dietician, Exercise Physiologist or Physiotherapist stating the medical condition stating the medical condition the physical activity is intended to manage. Please note, the referring health practitioner must not be the one providing the recommended services. Referrals will remain valid for a maximum of one year from the referral date and will need to be renewed for any claims submitted after that 12-month period.

Physiotherapy All services ; Ante/Post – Natal classes provided by a registered physiotherapist or midwife
Podiatry and Chiropody All services conducted by a certified practitioner
Psychology All services conducted by a certified practitioner, including;

  • Psychometric testing, cognitive behavioural assessment
  • Psychology service with a social worker when an item number is provided
  • Psychology service via video link when an item number is provided
Remedial Massage All service conducted by a certified practitioner
Speech Therapy All services conducted by a certified provider
Tobacco and Nicotine Addiction Quit Smoking Courses

  • Alan Carr Quit Smoking Seminar
  • Smokenders Program

The cost of an online or in-person course is claimable with a course completion certificate and payment receipt from one of the above foundations.
The program does not pay towards any books or additional resources purchased.

Nicotine Replacement

  • Nicotine patches
  • Nicotine gum
  • Nicotine lozenges
  • Nicotine inhalers
  • Nicotine mouth spray

Your claim must be accompanied with a recognised pharmacy receipt clearly showing:

  • Name and cost of the product
  • Date of purchase
Other Services
  • Medicare eye test within a two year period
  • Emergency department consultation (GP not in a GP setting)
  • Midwife conducting obstetrics services when an MBS item is used.