Private Health Insurance

ADF members, and their registered dependants, are permitted to claim from their private health insurance fund, and may then claim the gap amount against their remaining National ADF Family Health Program benefit. However, claiming from private health insurance as well as the National ADF Family Health Program benefit, where the total amount payable exceeds the amount charged for the service, is a breach of the ‘Conditions of use’.

It is the participant’s responsibility to check with their private health insurer to verify how their National ADF Family Health Program entitlements may impact benefit claims against the fund.